More than a week after Hurricane Nicole made landfall, several properties in Daytona Beach are still on the verge of collapsing into the ocean.

"You work your whole life to get here," said resident Frank Stankus. "You're living the dream, and then something comes along and does this to you. It's devastating."

Stankus has seen his backyard and seawall damaged during the past two hurricanes. 

He says a portion of his deck has already caved in and the rest is unstable. 

"How are you going to fix something like this by yourself," asked Stankus while pointing to a gaping hole behind his property.

Just a few homes down, some of his neighbors have homes just inches away from hurricane-formed cliffs.

Many homeowners say they are finding out some parts of their property aren't covered by insurance.

"Each truckload of the sand is going to be about $500," resident Kathy Chen said. "So our property probably needs about 100 trucks of sand." 

Chen and her husband moved to Daytona Beach in 2016 after retiring from Longwood.

The couple says they have had to pay for repairs because wind insurance doesn't apply to damaged sea walls.

Right now, they say there's no telling how much longer they'll be able to stay in the house.

"We want people to understand that yes, we live in paradise and yes we need to pay the price, but we really need help," Chen said. "So if we can get a permit from the government, this would be a big help."

The couple has already spent nearly $20,000 working to create a temporary wall.

Chen says when she first moved into the home in 2016, her family applied for a permit to build a seawall but was denied and told her home wasn't vulnerable.

"It's just really hard and really upsetting," she said with a sigh.